Effective 2026
Privacy Policy
Garrett Mortgage LLC (NMLS #1792075) ("Garrett Mortgage," "we," "us," or "our") respects your privacy. This policy describes how we collect, use, share, and protect personal information when you visit this website or apply for a mortgage loan with us.
Information we collect
- Information you give us: name, address, phone, email, Social Security number, date of birth, income, employment, assets, debts, and other information needed to evaluate a loan application.
- Information from third parties: credit reports, employment and asset verifications, appraisals, title reports, and information from your real estate agent.
- Information from your device: IP address, browser type, pages viewed, and similar analytics data collected through cookies and similar technologies.
How we use information
- To evaluate, process, underwrite, and service loan requests.
- To comply with federal and state mortgage lending laws.
- To communicate with you about your loan or our services.
- To improve our website, marketing, and customer experience.
How we share information
We share nonpublic personal information only as permitted by law, including with investors, lenders, mortgage insurers, credit bureaus, title companies, appraisers, service providers, and regulators. We do not sell your personal information.
How we protect information
We maintain physical, electronic, and procedural safeguards designed to protect your information, and we restrict access to employees and service providers who need it to perform their work.
Cookies & analytics
This site uses cookies and similar technologies to operate the site, remember preferences, and measure performance. You may disable cookies in your browser, though some features may not work properly.
Your choices
You may opt out of marketing communications at any time by contacting us. Residents of certain states (including California) may have additional rights to access, correct, or delete personal information; contact us to exercise those rights.
Children
This website is not directed to children under 13, and we do not knowingly collect personal information from children.
Changes to this policy
We may update this policy from time to time. The effective date above indicates when it was last revised.
Contact
Garrett Mortgage LLC
2202 N Main St #104, Cedar City, UT 84721
(435) 590-3685 · joey@garrettmortgage.net