Required Disclosures
Mortgage Disclosures
Licensing
Garrett Mortgage LLC — Company NMLS #1792075.
Joey Garrett — Individual NMLS #478772.
Licensed in the State of Utah and the State of Texas.
Verify our license at the NMLS Consumer Access website: nmlsconsumeraccess.org.
Equal Housing Lender
Garrett Mortgage LLC is an Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), receipt of income from a public-assistance program, or the good-faith exercise of rights under the Consumer Credit Protection Act.
Not a commitment to lend
Information on this site is for educational purposes only and is not a commitment to lend, a Loan Estimate, or an offer to enter into a credit transaction. All loans are subject to credit, income, asset, and property approval. Programs, rates, fees, terms, and conditions are subject to change without notice. Not all applicants will qualify.
State-specific notices
Utah
Regulated by the Utah Division of Real Estate, Residential Mortgage Regulation. Consumer complaints may be filed with the Division at realestate.utah.gov.
Texas
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to payment. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.
Communications consent
By submitting your contact information through this site, you consent to be contacted by Garrett Mortgage LLC by phone, email, or text regarding your inquiry. Message and data rates may apply. You may opt out at any time.
Consumer resources
Contact
Garrett Mortgage LLC · 2202 N Main St #104, Cedar City, UT 84721 · (435) 590-3685 · joey@garrettmortgage.net