From first-time buyers to seasoned investors, Garrett Mortgage offers every major loan type — and Joey will help you choose the right one.
The most flexible option for buyers with solid credit. Down payments starting at 3%, broad property eligibility, and competitive rates.
Government-backed options for first-time buyers, lower credit profiles, and military veterans — including zero-down VA financing.
Zero-down financing for qualifying properties in rural Utah — perfect for many homes in and around Iron County.
One-time-close construction loans that fund the build and roll into a permanent mortgage when you move in.
Tap into your home's equity with a flexible line of credit. Interest-only payments for the first 10 years, then amortized over the remaining term.
Exclusive financing for physicians, dentists, and medical professionals. 100% financing with no mortgage insurance required.
Qualify based on the property's rental cash flow — not your personal debt-to-income. Built for serious real estate investors.